 :root {
   --bg: #f5f7fb;
   --text: #1b2430;
   --muted: #5a6b7b;
   --primary: #1f6f8b;
   --primary-dark: #15556b;
   --accent: #f1b24a;
   --card: #ffffff;
   --border: #e1e6ee;
 }
 
 * {
   box-sizing: border-box;
   margin: 0;
   padding: 0;
 }
 
 body {
   font-family: "Segoe UI", system-ui, -apple-system, sans-serif;
   background: var(--bg);
   color: var(--text);
   line-height: 1.6;
 }
 
 img,
 svg {
   max-width: 100%;
   height: auto;
 }
 
 a {
   color: inherit;
   text-decoration: none;
 }
 
 .container {
   width: min(1120px, 92%);
   margin: 0 auto;
 }
 
 header {
   background: #fff;
   border-bottom: 1px solid var(--border);
   position: sticky;
   top: 0;
   z-index: 10;
 }
 
 .nav-bar {
   display: flex;
   align-items: center;
   justify-content: space-between;
   padding: 16px 0;
 }
 
 .brand {
   display: flex;
   align-items: center;
   gap: 12px;
   font-weight: 700;
   letter-spacing: 0.2px;
 }
 
 .brand svg {
   width: 36px;
   height: 36px;
 }
 
 .nav-links {
   display: none;
   gap: 20px;
   align-items: center;
 }
 
 .nav-toggle {
   border: 1px solid var(--border);
   background: #fff;
   padding: 8px 12px;
   border-radius: 8px;
   font-weight: 600;
 }
 
 .mobile-menu {
   display: none;
   flex-direction: column;
   gap: 12px;
   padding: 12px 0 20px;
 }
 
 .mobile-menu.open {
   display: flex;
 }
 
 .section {
   padding: 60px 0;
 }
 
 .section.alt {
   background: #fff;
 }
 
 .section .section-title {
   font-size: 28px;
   margin-bottom: 16px;
 }
 
 .section .section-subtitle {
   color: var(--muted);
   margin-bottom: 32px;
   max-width: 720px;
 }
 
 .hero {
   background: #fff;
   padding: 72px 0 60px;
 }
 
 .hero-content {
   display: flex;
   flex-direction: column;
   gap: 24px;
 }
 
 .hero h1 {
   font-size: 36px;
   line-height: 1.2;
 }
 
 .hero p {
   color: var(--muted);
 }
 
 .hero-actions {
   display: flex;
   flex-wrap: wrap;
   gap: 12px;
 }
 
 .btn {
   display: inline-flex;
   align-items: center;
   justify-content: center;
   gap: 8px;
   padding: 12px 20px;
   border-radius: 999px;
   background: var(--primary);
   color: #fff;
   border: none;
   font-weight: 600;
 }
 
 .btn:hover {
   background: var(--primary-dark);
 }
 
 .btn-outline {
   background: transparent;
   color: var(--primary);
   border: 1px solid var(--primary);
 }
 
 .card-grid {
   display: flex;
   flex-direction: column;
   gap: 20px;
 }
 
 .card {
   background: var(--card);
   border: 1px solid var(--border);
   border-radius: 16px;
   padding: 20px;
   display: flex;
   flex-direction: column;
   gap: 12px;
 }
 
 .card-icon {
   width: 44px;
   height: 44px;
   border-radius: 12px;
   background: rgba(31, 111, 139, 0.12);
   display: flex;
   align-items: center;
   justify-content: center;
 }
 
 .feature-list {
   display: flex;
   flex-direction: column;
   gap: 16px;
 }
 
 .feature-item {
   display: flex;
   gap: 16px;
   align-items: flex-start;
 }
 
 .feature-item span {
   font-weight: 700;
   color: var(--primary);
 }
 
 .stats {
   display: flex;
   flex-direction: column;
   gap: 16px;
 }
 
 .stat-item {
   background: #fff;
   border-radius: 16px;
   padding: 20px;
   border: 1px solid var(--border);
 }
 
 .stat-item strong {
   font-size: 28px;
 }
 
 .testimonial {
   background: #fff;
   border-radius: 16px;
   padding: 20px;
   border: 1px solid var(--border);
   display: flex;
   flex-direction: column;
   gap: 12px;
 }
 
 .testimonial .name {
   font-weight: 700;
 }
 
 .info-panel {
   background: #fff;
   border-radius: 18px;
   padding: 24px;
   border: 1px solid var(--border);
 }
 
 .process {
   display: flex;
   flex-direction: column;
   gap: 16px;
 }
 
 .process-step {
   display: flex;
   gap: 12px;
   align-items: flex-start;
 }
 
 .process-step span {
   background: var(--accent);
   color: #1b2430;
   border-radius: 50%;
   width: 32px;
   height: 32px;
   display: flex;
   align-items: center;
   justify-content: center;
   font-weight: 700;
 }
 
 .comparison {
   display: flex;
   flex-direction: column;
   gap: 16px;
 }
 
 .comparison-row {
   display: flex;
   flex-direction: column;
   gap: 8px;
   padding: 16px;
   background: #fff;
   border-radius: 14px;
   border: 1px solid var(--border);
 }
 
 .faq {
   display: flex;
   flex-direction: column;
   gap: 12px;
 }
 
 .faq-item {
   background: #fff;
   border-radius: 14px;
   border: 1px solid var(--border);
   overflow: hidden;
 }
 
 .faq-item button {
   width: 100%;
   text-align: left;
   padding: 16px;
   background: none;
   border: none;
   font-weight: 600;
   display: flex;
   justify-content: space-between;
   align-items: center;
   gap: 8px;
 }
 
 .faq-item .answer {
   padding: 0 16px 16px;
   color: var(--muted);
   display: none;
 }
 
 .faq-item.open .answer {
   display: block;
 }
 
 footer {
   background: #fff;
   border-top: 1px solid var(--border);
   padding: 32px 0;
 }
 
 .footer-grid {
   display: flex;
   flex-direction: column;
   gap: 20px;
 }
 
 .footer-links {
   display: flex;
   flex-wrap: wrap;
   gap: 16px;
 }
 
 .cookie-banner {
   position: fixed;
   bottom: 16px;
   left: 50%;
   transform: translateX(-50%);
   background: #fff;
   border: 1px solid var(--border);
   border-radius: 16px;
   padding: 16px;
   width: min(960px, 92%);
   display: none;
   flex-direction: column;
   gap: 12px;
   z-index: 20;
 }
 
 .cookie-banner.show {
   display: flex;
 }
 
 .cookie-actions {
   display: flex;
   flex-wrap: wrap;
   gap: 12px;
 }
 
 .cookie-modal {
   position: fixed;
   inset: 0;
   background: rgba(27, 36, 48, 0.5);
   display: none;
   align-items: center;
   justify-content: center;
   padding: 20px;
   z-index: 30;
 }
 
 .cookie-modal.open {
   display: flex;
 }
 
 .cookie-modal-content {
   background: #fff;
   border-radius: 16px;
   padding: 24px;
   width: min(520px, 92%);
   display: flex;
   flex-direction: column;
   gap: 16px;
 }
 
 .cookie-modal-content ul {
   padding-left: 18px;
   color: var(--muted);
 }
 
 @media (min-width: 900px) {
   .nav-links {
     display: flex;
   }
 
   .nav-toggle,
   .mobile-menu {
     display: none;
   }
 
   .hero-content {
     flex-direction: row;
     align-items: center;
     justify-content: space-between;
   }
 
   .hero-text {
     flex: 1.1;
   }
 
   .hero-visual {
     flex: 0.9;
   }
 
   .card-grid {
     flex-direction: row;
     flex-wrap: wrap;
   }
 
   .card {
     flex: 1 1 calc(33% - 20px);
   }
 
   .stats {
     flex-direction: row;
   }
 
   .stat-item {
     flex: 1;
   }
 
   .footer-grid {
     flex-direction: row;
     justify-content: space-between;
   }
 
   .comparison {
     flex-direction: row;
   }
 
   .comparison-row {
     flex: 1;
   }
 }
